Many business owners use vehicles that they do not own for work purposes, but did you know that without Hired and Non-Owned Auto (HNOA) coverage on your policy, your business could still be exposed for liability? Hired and Non-Owned Auto coverage is a type of commercial liability protection relating to autos used in your business that are not owned by …
RV Insurance Coverages
The nice thing about RV insurance is that there are many carriers to shop, and you will be able to get the best type of insurance for your needs. Cost will depend on if you are a full-timer, or your RV use is just for vacations a few times a year. Full-time RV insurance is more expensive; it mixes auto …
The Magic Yarn Project 2021
The Magic Yarn Project is a favorite here at The Insurance Store. The thought of bringing light into a child’s eyes who is suffering with cancer warms our hearts. As a team, we crocheted beanies, measured and cut yarn, crocheted long strands of yarn to the beanies, braided yarn hair, and finally finished up by gluing flowers down the yarn …
What Is Excluded On My Insurance Policy?
Insurance policies of all types have certain “perils” that are excluded from coverage. Upon binding any type of coverage, whether that be personal or commercial, you will want to become acquainted with your policy’s exclusions. This is important because in doing so you might become aware of some aspect of your life/business that might already be excluded, of which you …
Mid-Term Cancellations
Did you know that not paying your monthly premiums on time can have a negative effect on your policy? In some cases, midterm cancellations can affect your future rates and acceptability for certain carriers. This is why it is so important to pay your premiums on time. Some carriers will give you a more competitive rate if you have great …
Client of the Month: Dirtbag Brothers Trucking
The American Dream is the belief that anyone can achieve, no matter their circumstances, their very own version of success. It comes down to dreaming big and working hard to get there. David Hall at Dirtbag Brothers Trucking, Inc is the epitome of the American Dream. After serving in the Marine Corps, David got into driving after he met Double …
Staff Spotlight: Aman Sangha
Faridabad, India is considered a small city in India with only 4.2 million people. This is where our very own Aman Sangha grew up. It was in these neighborhoods that he and his friends would play cricket for hours. The rule was that if you were the one who hits the ball into a neighbor’s yard, or heaven forbid into …
March 2021 Service Project: EQUU8
EQUU8 is a therapeutic horsemanship program located locally here in Murrieta, CA. Their therapeutic riding program provides equine assisted therapies to children and adults with special needs, which include but are not limited to autism, ADHD, PTSD, Cerebral Palsy, hearing impairments, and visual impairments. As a company, TIS was able to volunteer at their Murrieta location, cleaning stalls, grooming horses, …
Recipe of the Month: Poke Bowl Recipe
Ingredients: 1 lb sushi-grade ahi tuna 2 tbsp soy sauce 1 tbsp sesame oil 1 tbsp rice vinegar 1 tsp honey 1/4 cup light mayo 1 tsp sriracha 4 cups cooked brown rice 1 cup diced cucumber 1/2 cup shredde carrots 1/2 cup shelled edamame 2 large avocados, peeled and sliced 1 tbsp black sesame seeds 1 tsp green onion …
Recipe of the Month: Mint Chocolate Pudding Cookies
Ingredients: 1 cup sugar 1/2 cup butter softened (1 stick) 1 egg 1/2 cup sour cream 1 small box instant vanilla pudding mix 3.4 oz 1/2 tsp salt 1/2 tsp baking soda 2 cups all-purpose flour 2 tsp mint extract 3 drops blue coloring + 10-15 drops green coloring 1 1/2 cups chocolate chips* Instructions: Cream together sugar and butter. …
Client of the Month: 3:16 Trucking
You might think that the trucking company name 3:16 comes from the biblical verse in John; however, a true WWE fan will know that this name comes from a very famous speech from back in 1996 at King of the Ring. This is when Stone Cold Austin mimicked Jake Roberts and called himself Austin 3:16. This was a day that …
Workers Compensation Insurance Fraud and You?
Have you ever considered underreporting your employees’ payroll to your workers compensation insurance provider in an attempt to save money on your insurance premium? Perhaps you have even used the “1099 status” of someone who is really an employee to justify it. Sound familiar? Hopefully not. Doing so is illegal and can lead to serious consequences such as jail time, …
What do I do if I am in a brush or fire zone?
The California FAIR Plan was created in July of 1968 following the 1960’s brush fires and riots. It is an insurance pool established to assure the availability of basic property insurance to people who own insurable property in the State of CA and who, beyond their control, have been unable to obtain insurance in the voluntary insurance market. There is …
Staff Spotlight: Alex Traconis
Growing up as the self-proclaimed troublemaker or black sheep of the family is no easy task. It could be said that having two older brothers who hang you up on a doorknob by your underwear could cause that! Although Alex proclaims that he was the family troublemaker, we have a hard time believing that here at TIS. Alex was born …
Client of the Month: MOVE-IT, LLC
We are excited to spotlight our client of the month for February. We would like to introduce you to Sid Morales and MOVE-IT, LLC. They are a heavy equipment transport company that delivers, picks up, transports, moves, and mobilizes the equipment needed for all types of construction. They work with a variety of customers and in some cases move the …
Recipe of the Month: Raspberry Almond Kiss
Prep: 30 mins Cook: 10 mins Servings: 36 Ingredients: ½ cup butter, softened ½ cup white sugar ½ cup packed brown sugar 1 egg 1 teaspoon almond extract 2 cups all-purpose flour 1 teaspoon baking soda ¼ teaspoon salt ¼ cup white sugar for decoration 40 milk chocolate candy kisses, unwrapped 1 cup confectioners’ sugar 1 tablespoon milk 4 teaspoons …