Top 9 Ways to Lower Your Homeowners Insurance Premium

In Newsletter Content by Brandon St. Clair

We know that when it comes to protecting your home and everything you have worked so hard to create, you are willing to do almost anything. Well, we want to help guide you in this process, so we have come up with 9 features for you to focus on. In addition to making your home a safer place to reside, …

Pineapple Chicken Recipe

In Newsletter Content by Brandon St. Clair

Ingredients: (4 servings) 1 c. unsweetened pineapple juice 3/4 c. ketchup 1/2 c. low-sodium soy sauce 1/2 c. brown sugar 2 cloves garlic, minced 1 tbsp. freshly minced ginger 1 lb. boneless skinless chicken breasts 1 tsp. vegetable oil, plus more for grill 1 pineapple, sliced into rings & halved Thinly sliced green onions, for garnish Directions: In a large …

MC or MCP Number? What is it?

In Newsletter Content by Brandon St. Clair

MC Federal Permit What is an MC? An MC (Federal Motor Carrier) Number allows you to cross state lines out of your home state (where your DOT is registered). An MC Number allows you to transport interstate commerce. Your MC is your FMCSA operating authority. Operating authority dictates the type of operation a company may run and the cargo it …

Staff Spotlight: Alex Garduno

In Newsletter Content by Brandon St. Clair

When Alex was a child, his family would spend every Christmas with his extended family in Mexico. This was one of his favorite memories, as it involved lighting fireworks, amazing food, and plenty of family time. Growing up, he never knew that back home children would receive presents for Christmas because this was not something his family did. He jokingly …

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Charity Event: 2020 MS Walk for a Cure

In Featured, Newsletter Content by Brandon St. Clair

What is MS, and why is it important to TIS? MS or Multiple Sclerosis is an unpredictable disease that disrupts the flow of information between the brain and the body. MS is not a kind disease, and it affects each person differently. People battling MS can face issues at both the physical and cognitive levels, but with that, each person’s …

Dipped Strawberry Cheesecake

In Newsletter Content by Brandon St. Clair

Served with strawberries and graham cracker crumbs, this Cheesecake Dip makes a quick and easy impromptu treat or dessert. Ingredients: 1 (8 ounces) package cream cheese – softened 1/2 cup sour cream 1/2 cup confectioners’ sugar 2 tablespoons milk 1/2 teaspoon almond extract 1/2 teaspoon vanilla extract 2 pints fresh strawberries 1/2 cup graham cracker crumbs Instructions: In a bowl, beat the cream cheese until smooth. Add the sour cream, confectioners’ sugar, milk, almond extract, and vanilla …

BBQ Pulled Pork Sandwiches

In Newsletter Content by Brandon St. Clair

Recipe yields 12 servings Ingredients: 1 (14 ounce) can beef broth  3 pounds boneless pork ribs  1 (18 ounce) bottle barbeque sauce Rolls (if you want to make them into a sandwich) Directions: Step 1 – Pour can of beef broth into slow cooker and add boneless pork ribs. Cook on High heat for 4 hours or until meat shreds …

Emergency Roadside Assistance Program for Truckers

In Newsletter Content by Brandon St. Clair

The Insurance Store has partnered with RoadsideMasters.com to offer their Emergency Truck Roadside Assistance program. As a member, you are entitled to one full year of the full emergency roadside assistance and benefits. Emergency Roadside Assistance is available 24 hours a day, every day of the year in the United States and Canada. Save time and money! Avoid hefty bills and protect yourself …

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Staff Spotlight: Frank Faldmo

In Featured, Newsletter Content by Brandon St. Clair

Frank Faldmo grew up in Salt Lake City, born to Sidney and Merle Faldmo on July 21, 1958. As a child, he loved the outdoors. He and two of his best friends would find themselves out after dark many summer evenings playing basketball, baseball, football, and having many adventures. When he was 10 or 11 years old, he worked at …

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What is Pollution Liability Insurance?

In Featured, Newsletter Content by Brandon St. Clair

Pollution Liability Pollution liability insurance protects third parties from pollution caused by the insured’s activities. These policies typically cover personal injury and property damage. You may also be covered for clean-up costs to remove the hazardous substances and restore the property to usable condition. Some insurance companies also allow you to add coverage for legal fees and investigation costs involved …

Workers’ Compensation and AB5

In Newsletter Content by Brandon St. Clair

If you are an independent contractor or subcontractor, the cost of your workers’ compensation policy may be affected on July 1, 2020. Assembly Bill 5 (AB5), signed by Governor Newsom last year, takes effect for workers’ compensation on July 1, 2020. Among other things, AB 5 changes the criteria used to determine whether, by law, a person who performs work …

S’mores Pie Recipe

In Newsletter Content by Brandon St. Clair

Ingredients: 1 stick Softened Butter ½ cups White Sugar 1 whole egg ¾ teaspoon vanilla 1 cup flour 1 cup graham cracker crumbs 1 teaspoon baking powder 7 oz container of Marshmallow creme 12 oz semi-sweet chocolate 1 cup mini Marshmallows ¼ cups milk chocolate chips Recipe: Preheat your oven to 350°F and spray a 9″ pie pan with baking …

Classic Macaroni and Cheese

In Newsletter Content by Brandon St. Clair

Ingredients: 1 (16 ounce) package macaroni 1 pound sharp Cheddar cheese, sliced 1 tablespoon butter Salt and pepper to taste 1 (12 fluid ounce) can evaporated milk Recipe: Preheat oven to 375 degrees F (190 degrees C). Bring a large pot of lightly salted water to a boil. Add pasta and cook for 8 to 10 minutes or until al …

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Does Your Homeowner’s Insurance Cover Airbnb?

In Newsletter Content by Brandon St. Clair

Renting your home can be lucrative, but your homeowners’ policy may not automatically cover home sharing. Before you open your home to temporary guests, protect your property against damage and yourself against personal liability claims with the right insurance coverage. KEY TAKEAWAYS: Being an AirBnb host can help generate extra income and utilize otherwise empty residential space – but what …

Classic Deviled Eggs

In Newsletter Content by Brandon St. Clair

Classic Deviled Eggs Ingredients 6 large eggs 1 teaspoon Dijon mustard 1 to 2 dashes Tabasco sauce, to taste Salt, to taste ¼ teaspoon freshly ground black pepper 1 tablespoon snipped fresh chives 3 tablespoons mayonnaise Paprika, for garnish Whole fresh chives, for garnish Preparation Rinse eggs with warm water, and place in a small saucepan. Cover with cold water, …

EPN – What is it and Why Do I Need it?

In Newsletter Content by Brandon St. Clair

What is an Employer Pull Notice (EPN)? The Employer Pull Notice (EPN) provides businesses with a quick method of tracking the driving records of employees. Who needs to enroll in EPN? You claim a Corporation, LLC, or Partnership, and your Motor Company activity requires drivers to hold Commercial Driver’s License. If you are an individual, who has 2 or more …