Dry Van Truck Insurance



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Your Reliable Dry Van Trucking Insurance Partner for Every Mile

If you’re in the dry van trucking business, you know the wheels of your operation are always in motion—literally and figuratively. As the backbone of supply chains, dry van trucks haul everything from household goods to retail products, keeping shelves stocked and industries running smoothly. But with every mile you cover, risks are rolling along with you. That’s where dry van trucking insurance steps in, providing the peace of mind and financial protection you need to keep moving forward.

At The Insurance Store, we understand the unique needs of dry van truckers. With 50 years of experience as a family-owned independent insurance agency, we’ve made it our mission to protect your livelihood with comprehensive coverage tailored to your industry. Whether you’re an owner-operator or managing an entire fleet, let’s dive into why dry van trucking insurance is an indispensable part of your business plan.

What Is Dry Van Trucking Insurance?

Dry van trucking insurance is specialized commercial insurance designed for trucks with enclosed trailers that transport non-perishable goods. Unlike flatbeds or refrigerated trucks, dry vans are ideal for hauling cargo like furniture, clothing, or electronics, protected from weather and external elements. This unique operation comes with its own set of risks, from on-the-road accidents to cargo theft, making the right insurance a must-have.


  • Auto Liability

    This is the foundation of any trucking policy, covering bodily injury and property damage if you’re at fault in an accident.

  • Physical Damage

    Protects your truck and trailer from damages caused by collisions, theft, vandalism, or natural disasters.

  • Motor Truck Cargo

    Ensures the freight you’re transporting is covered against losses or damages. For dry van trucking, this is critical as clients expect their goods to arrive intact.

  • General Liability

    Covers risks off the road, such as accidents that occur during loading or unloading.

  • Trailer Interchange

    If you’re using a trailer owned by someone else, this coverage protects you if it’s damaged while in your possession.

  • Non-Trucking Liability

    Offers protection when you’re driving your truck for personal reasons.


Fascinating Facts About the Dry Van Trucking Industry

The dry van trucking industry is a giant in the logistics world, responsible for moving a significant percentage of America’s freight. Here are some intriguing tidbits to put its scale into perspective:

  • Dry van trucks transport approximately 70% of goods in the United States, making it one of the most relied-upon shipping methods.
  • These trucks are known for their versatility, able to carry an array of goods without requiring special handling or climate control.
  • The industry is a cornerstone of e-commerce, as dry vans deliver the products you order online right to distribution centers or stores.
Types of Dry Van Trucking Operations

Dry vans are highly versatile, perfect for transporting everything from electronics to retail goods safely and efficiently. Here are some common types of dry van trucking operations:

  • Full Truckload (FTL): A single client utilizes the entire trailer for direct, point-to-point delivery, ensuring faster transit times and minimal handling of cargo.
  • Less Than Truckload (LTL): Multiple clients share trailer space, allowing for cost-effective transport of smaller shipments while maximizing trailer utilization.
  • Dedicated Contract Carriage: Trucks and drivers are exclusively assigned to one client, offering reliable, consistent service tailored to their specific needs.
  • Over-the-Road (OTR): Long-haul routes spanning states or nationwide, ideal for transporting larger-scale shipments over extended distances.
  • Expedited Freight: High-priority, time-sensitive shipments delivered urgently, often with non-stop operations to meet strict deadlines.
  • Regional and Local Delivery: Shorter routes within specific areas, providing faster turnaround times and dependable service for nearby deliveries.
  • Drop and Hook: Efficient operations where trailers are swapped at destinations, reducing waiting times for loading and unloading.
  • E-Commerce Support: Reliable hauling for online retailers, ensuring quick and secure delivery of goods to fulfillment centers or distribution hubs.

With so much at stake, having the right dry van trucking insurance is not just a smart decision—it’s a business imperative.


Why Choose The Insurance Store for Dry Van Truck Insurance?

Regulations in the trucking industry can feel overwhelming, but we’re here to simplify the process. Minimum coverage requirements vary by state and the type of freight you’re hauling, but with our decades of experience, we’ll ensure you meet every standard.

At The Insurance Store, we partner with numerous insurance carriers specializing in dry van trucking insurance. This allows us to shop around for the best coverage options at competitive rates. Our knowledgeable staff takes the time to understand your business, offering guidance so you never feel lost in a sea of paperwork.

Let us handle the details, so you can focus on what you do best: keeping your trucks on the road and your clients happy.

The Importance of Protecting Your Business

Your commercial trucking business is more than just a job—it’s a livelihood, a dream you’ve built from the ground up. Insurance protects that dream by ensuring that one accident, lawsuit, or unforeseen event doesn’t derail your progress.

Comprehensive truck insurance safeguards your financial stability, preserves your reputation, and gives you the confidence to take on new contracts without hesitation. It’s not just about compliance—it’s about peace of mind and long-term growth.

Why Choose the TIS Team?

When you work with us at The Insurance Store, you’re not just another policy number—you’re part of our family. As a family-owned business with 50 years of experience, we know what it takes to build something lasting. Our friendly and knowledgeable staff are passionate about finding the right solutions for you, and our access to multiple insurance carriers means we can always find the best fit for your needs.

But it doesn’t stop there. We offer cutting-edge tools like our mobile app, TIS24, which puts the power of managing your insurance right in your pocket. With TIS24, you can issue certificates of insurance anytime, anywhere—a game-changer for busy truckers who can’t afford to wait.

By choosing us, you’re not only getting top-tier insurance but also a partner who genuinely cares about your success.

Ready to Get Started?

Your trucking business deserves the best protection, and that’s exactly what we provide at The Insurance Store. From customized policies to unbeatable customer service, we’re here to make insurance simple, affordable, and tailored to your needs.

Don’t leave your business vulnerable. Call our friendly team today at 888-570-3130 or request a quote for dry van trucking insurance. Let us show you the difference a trusted, experienced partner can make. Together, we’ll keep your business rolling.


GET A QUOTE TODAY!

Here is what Our Happy Customers have to say


Great experience working with Lindsay. She answered all of my questions and helped get me the best quote possible. Next time instead of calling multiple insurance companies ill just call the insurance store and ask for Lindsay to help me get the best possible quote. Thank you for your excellent customer service.
Dre Witt

We submitted a request for an insurance quote for our trucking company and the following day I received a quick and friendly response from Tanner Anderson stating that Joe Santos would be reaching out to us. Within a few days Joe had a great quote lined up. We called him as soon as we received it and he was very friendly and professional and answered all of our questions and concerns and made it so easy to get set up with TIS. We are very happy to have found Joe and TIS and look forward to working with everyone!
Diane Santiago

My experience with The Insurance Store was excellent. Joe Santos was very professional and promptly helped me get signed up for commercial truck insurance. I highly recommend anyone looking switch insurance companies to contact Joe and the Insurance Store.
Quintis Smith