Geico Commercial Truck Insurance

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Trucking Insurance Program by Geico

The Insurance Store is pleased to offer GEICO Commercial Trucking Insurance, a new option designed specifically for Owner Operators and Motor Carriers. This program provides customized coverage, competitive rates, and flexible solutions tailored to the trucking industry's needs. By partnering with GEICO, we bring you trusted protection with a focus on specialized insurance for your business. Contact The Insurance Store today to explore how this offering can support your insurance needs.

Why GEICO Matters
  • Financial Fortitude: Backed by the financial strength of Berkshire Hathaway, GEICO offers reliable stability in the trucking insurance market. Claims are handled efficiently, allowing you to stay focused on the road ahead. With GEICO, you can count on strong financial support and a commitment to providing cost-effective coverage for your business.
  • New Trucking Programs: This new offering represents a significant opportunity for Owner Operators and small Motor Carriers, providing access to competitive rates and comprehensive coverage. GEICO's program is designed to meet the unique needs of the trucking industry, offering reliable protection for your business from bumper to bumper. With a focus on transparency and tailored solutions, this insurance option ensures your coverage is as dependable as the road ahead.

GEICO's new Commercial Trucking Insurance program is being rolled out to select Independent Agents, with plans to expand nationwide. Their offerings cater to a wide range of trucking operations, from Last Mile to Long Haul, ensuring the most versatile coverage.

Truck Insurance Coverages You Need

Discover the comprehensive protection GEICO's Commercial Trucking Insurance offers for your business. Tailored policies include a range of essential coverages designed to safeguard your operations:

  • Auto Liability

    GEICO's Commercial Trucking Insurance program offers comprehensive Auto Liability Coverage, a critical protection for any trucking operation. This essential coverage safeguards your business against financial losses from bodily injury or property damage caused by your vehicles. It ensures compliance with federal and state insurance mandates, covering various truck types with customizable limits. The Insurance Store, as a select independent agent for GEICO's new program, can help you navigate the options and obtain this vital coverage. Our experienced team will work closely with you to assess your specific needs, explain the benefits of GEICO's Auto Liability Coverage, and assist in tailoring a policy that provides optimal protection for your trucking business.

  • Physical Damage

    Physical Damage Coverage is a vital component of GEICO's Commercial Trucking Insurance program, offering essential protection for your fleet investments. This comprehensive coverage safeguards your trucks against a wide range of risks, including accidents, theft, and natural disasters, whether they're in motion or parked. By combining Collision and Comprehensive coverage, it ensures your vehicles are protected in various scenarios. The Insurance Store, as a select provider of this innovative trucking program, is well-positioned to help you secure this crucial coverage. Our knowledgeable team will guide you through the available options, explaining key features like customizable deductibles and potential add-ons such as downtime protection. We're committed to helping you tailor a policy that aligns with your operational needs and financial considerations, ensuring your valuable trucking assets are properly insured against unexpected losses.

  • Motor Truck Cargo

    Motor Truck Cargo Coverage, a crucial element of GEICO's Commercial Trucking program, is essential for safeguarding your clients' shipments. Our team of experts can guide you through this comprehensive protection, which covers risks during transit, loading/unloading, and temporary storage. From collisions and fire to theft, this insurance shields cargo against various threats, enhancing your reputation as a reliable carrier. We'll work closely with you to tailor coverage limits to your typical cargo values, address unique operational challenges, and explore specialized options for high-value or sensitive items. By securing robust Motor Truck Cargo Coverage, you'll assure clients their goods are protected throughout the shipping process, giving your trucking business a competitive edge. Let our experienced agents help you navigate this vital insurance, ensuring you have the right protection to confidently transport your clients' valuable goods.

  • Trailer Interchange

    Protection for trucking operations that regularly use non-owned trailers. This specialized coverage safeguards your business against financial losses from damage to trailers owned by others while in your care, custody, or control. It typically protects against risks such as collision, fire, theft, and vandalism. Our team can guide you through the specifics of this GEICO offering, including customizable limits and deductibles to match your operational needs. By adding Trailer Interchange Coverage to your policy, you can confidently participate in trailer interchange agreements, expanding your business capabilities without increasing liability exposure. This protection not only demonstrates your commitment to responsible operations but also helps maintain positive relationships with trailer owners and other carriers.

  • Non-Trucking Liability

    Non-Trucking Liability coverage, often referred to as "bobtail" insurance, is a key offering in GEICO's Commercial Trucking Insurance program. Designed specifically for owner-operators leased to motor carriers, this specialized protection fills a critical gap in coverage. When your truck isn't under dispatch - say, you're driving home after a job or running personal errands - Non-Trucking Liability has you covered. It complements your primary liability insurance, shielding you from potential lawsuits and financial losses during non-business use of your vehicle. Our team is here to guide you through the intricacies of this GEICO product, helping you grasp the specific scenarios it addresses. We'll assist in determining suitable coverage limits tailored to your unique needs. By incorporating Non-Trucking Liability into your insurance portfolio, you're ensuring comprehensive protection for your trucking operation, both on and off the clock.

  • Downtime Rental

    GEICO's Commercial Trucking Insurance program offers essential Downtime Rental coverage, a critical safeguard for your business continuity. When your insured truck is sidelined due to a covered loss, this protection helps you maintain operations and meet client commitments. Our team at The Insurance Store can guide you through the specifics of GEICO's Downtime Rental coverage, explaining how it provides reimbursement for rental costs, daily limits, and maximum coverage periods. We'll work closely with you to assess your operational needs, ensuring you have adequate coverage to keep your business rolling during unexpected setbacks. The Insurance Store's experienced agents will help you integrate this valuable protection into your GEICO trucking insurance package, demonstrating your commitment to reliable service. By leveraging our expertise and GEICO's comprehensive offerings, you're investing in your business's resilience and protecting your bottom line against potential revenue loss during truck repairs.

  • Roadside Assistance

    GEICO's Commercial Trucking Insurance provides round-the-clock Roadside Assistance, offering tailored support for your fleet during unexpected breakdowns. This service includes emergency towing, tire changes, jump-starts, fuel delivery, and lockout assistance. Our team at The Insurance Store can guide you through the benefits of GEICO's Roadside Assistance and help customize it to your specific operations. We'll integrate this essential coverage into your overall insurance package, ensuring peace of mind as you travel. With GEICO's Roadside Assistance, you can focus on deliveries, knowing professional help is just a call away for any roadside emergencies, saving time and money while keeping your business moving.

Benefits of Truck Insurance With Geico

GEICO's Commercial Trucking Insurance program is making significant strides in the industry, offering innovative solutions tailored to the needs of truckers. This program delivers valuable benefits you can rely on. Here's what you can expect:

Benefits for Owner Operators
  1. Competitive Pricing: GEICO's entry into the market is driving down costs across the board.
  2. Rate Stability: Enjoy more predictable insurance expenses, helping with long-term financial planning.
  3. Improved Renewal Offers: Look forward to attractive terms when it's time to renew your policy.
  4. User-Friendly Platform: Manage your policy easily with GEICO's state-of-the-art online system.
  5. Smooth Communications: Experience responsive customer service and clear, timely updates.
  6. Fast 91X Filings: Get your proof of insurance quickly to stay compliant and on the road.
    Flexible Payment Options

    GEICO offers personalized payment plans to suit your financial needs:

    • Paid in full: Enjoy a 10% discount when you pay your entire premium upfront.
    • 4-pay plan: Spread your payments over four installments throughout the year.
    • 9-pay plan: Break your premium into nine smaller payments for easier budgeting.
    • Monthly options: Pay month-to-month to align with your cash flow.
    Why This Matters for the Trucking Industry

    GEICO's entry into commercial trucking insurance demonstrates their confidence in the industry's long-term potential. This new program offers:

    1. Competitive rates: Potentially lower your insurance costs and improve your bottom line.
    2. Stability in a volatile market: Enjoy more predictable insurance expenses, even as market conditions fluctuate.
    3. Recognition of professional driving skills: Benefit from rates that acknowledge the expertise of experienced truckers.
    4. Flexible financial options: Choose payment plans that align with your business's cash flow.
    Get Started Today

    Let our TIS team be your GPS through GEICO's new trucking program. Call us at 888-570-3130 and discover how these exciting options can benefit your operation.

    Truck Insurance Quote

    Here is what Our Happy Customers have to say

    I've had such an amazing experience with the insurance store and especially with Jenna. She truly is AMAZING! She has made herself available to us even with our complicated schedule and has always been quick to respond. As a new business owner not only has she provided what we need for our insurance needs but has offered her expertise. She is such a great resource! I've already referred a client over to Joe who is also with TIS and would send anyone with insurance needs to Jenna! If you read this Jenna... Thank you so much! It is great to work with someone who makes you feel like your business is appreciated. The Insurance store is blessed to have you!
    Marizela Ramos
    Great, customer service. Reliable, fast and incredible pricing. We got a quote less 30k from our current carrier. We are so grateful for the savings!
    Liza Ortega
    Our insurance agent, Kelli Clerisse, provided quick and timely response with the most competitive renewal rate to insure my semi-truck this year. She offered 20-50% lower rate quotes than the other commercial insurance agents I shopped.
    Harry Bautista